Today, my day started in the middle of the night: there was a text message about suspicious activity on my Mastercard. And yes, they identified it correctly.
I use this card moderately and have very few scheduled payments on it, so I am surprised it got compromised. But I am getting more and more impress with how quickly any credit card fraud department can identify suspicious transactions.
I got a text at 2 AM, and email a couple of hours later. I promptly replied that these transactions are not mine, and they stopped the card immediately, issued me a new number immediately and shipped the new card.
Letting me know the new number is great, last time I had a compromised card, I had to wait for a new one to arrive physically. It took me just ten minutes to restore the normal order of events in my life. Just keeping telling everybody: online fraud is the best one, easiest to detect, and you won’t be charged anything extra